{"id":813,"date":"2026-04-07T06:53:19","date_gmt":"2026-04-07T06:53:19","guid":{"rendered":"https:\/\/stockmarketvidya.com\/blogs\/?p=813"},"modified":"2026-04-07T06:53:20","modified_gmt":"2026-04-07T06:53:20","slug":"nps-national-pension-scheme-a-smart-retirement-plan-every-investor-must-know","status":"publish","type":"post","link":"https:\/\/stockmarketvidya.com\/blogs\/nps-national-pension-scheme-a-smart-retirement-plan-every-investor-must-know\/","title":{"rendered":"NPS National Pension Scheme \u2013 A Smart Retirement Plan Every Investor Must Know"},"content":{"rendered":"\n<p>In today\u2019s fast-changing financial world, many people are focused on earning money through <strong><em><a href=\"https:\/\/stockmarketvidya.com\/\">stock market trading, options trading, and intraday strategies<\/a><\/em><\/strong>. But one important question is often ignored:<\/p>\n\n\n\n<p>&#x1f449; <em>\u201cWhat will happen after retirement?\u201d<\/em><\/p>\n\n\n\n<p>This is where the <strong>National Pension Scheme (NPS)<\/strong> becomes extremely important.<\/p>\n\n\n\n<p>Whether you are a beginner trying to understand <strong>how to learn <em><a href=\"https:\/\/stockmarketvidya.com\/\">stock market trading in India<\/a><\/em><\/strong>or someone already active in trading, planning for the future is equally important.<\/p>\n\n\n\n<p>In this detailed guide, you will learn everything about NPS in a simple and practical way. Along with this, we will also understand how proper <strong>stock market education in Nagpur<\/strong> through <strong><em><a href=\"https:\/\/stockmarketvidya.com\/\">Stock Market Vidya Nagpur<\/a><\/em><\/strong> can help you build both short-term income and long-term wealth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is NPS (National Pension Scheme)?<\/strong><\/h2>\n\n\n\n<p>The <strong>National Pension Scheme (NPS)<\/strong> is a government-supported retirement savings scheme designed to provide financial security after retirement.<\/p>\n\n\n\n<p>It is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and is open to all Indian citizens.<\/p>\n\n\n\n<p>&#x1f449; In simple words:<br>NPS is a system where you invest small amounts regularly during your working life and receive a steady pension after retirement.<\/p>\n\n\n\n<p>It is suitable for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salaried individuals<\/li>\n\n\n\n<li>Self-employed people<\/li>\n\n\n\n<li>Traders and investors<\/li>\n\n\n\n<li>Business owners<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why NPS is Important for Traders and Investors<\/strong><\/h2>\n\n\n\n<p>Most traders focus only on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daily profits<\/li>\n\n\n\n<li>Short-term gains<\/li>\n\n\n\n<li>Market movements<\/li>\n<\/ul>\n\n\n\n<p>But smart investors always think about:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long-term wealth<\/li>\n\n\n\n<li>Financial stability<\/li>\n\n\n\n<li>Retirement planning<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Practical Example:<\/strong><\/h3>\n\n\n\n<p>Imagine a trader earning \u20b940,000\u2013\u20b960,000 per month from trading.<\/p>\n\n\n\n<p>If he invests just \u20b95,000 every month in NPS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Over time, this builds a large retirement fund<\/li>\n\n\n\n<li>It creates a backup even if trading income fluctuates<\/li>\n<\/ul>\n\n\n\n<p>This is called <strong>financial discipline<\/strong>, which is also a key part of <strong>trading psychology<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How NPS Works (Step-by-Step Explanation)<\/strong><\/h2>\n\n\n\n<p>Understanding NPS is simple when explained practically.<\/p>\n\n\n\n<p>First, you open an NPS account. There are two types of accounts available.<\/p>\n\n\n\n<p>Then, you start investing regularly, either monthly or yearly, depending on your convenience.<\/p>\n\n\n\n<p>After that, your money is invested in different assets like equity (stock market), corporate bonds, and government securities.<\/p>\n\n\n\n<p>Over time, your investment grows due to market returns and compounding.<\/p>\n\n\n\n<p>Finally, when you reach the age of 60, you can withdraw a portion of the amount, and the remaining amount is used to provide you with a monthly pension.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types of NPS Accounts<\/strong><\/h2>\n\n\n\n<p>There are two main types of NPS accounts.<\/p>\n\n\n\n<p>The first one is the Tier 1 account. This is the main retirement account. It has a lock-in period until retirement and offers tax benefits. This account is best for long-term wealth creation.<\/p>\n\n\n\n<p>The second one is the Tier 2 account. This is optional and offers flexibility. You can withdraw money anytime, but it does not provide major tax benefits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Investment Options in NPS<\/strong><\/h3>\n\n\n\n<p>NPS gives you flexibility to decide how your money is invested.<\/p>\n\n\n\n<p>One option is Active Choice, where you decide how much money goes into equity, bonds, and government securities.<\/p>\n\n\n\n<p>The second option is Auto Choice, where the allocation is done automatically based on your age.<\/p>\n\n\n\n<p>This is helpful for beginners who are still learning through <em><a href=\"https:\/\/stockmarketvidya.com\/complete-course-on-share-market-in-hindi.php\">a <strong>stock market course with practical training<\/strong>.<\/a><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Benefits of NPS National Pension Scheme<\/strong><\/h2>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Long-Term Wealth Creation<\/strong><\/p>\n\n\n\n<p>NPS works on the power of compounding. Even small investments grow significantly over a long period.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Tax Saving Advantage<\/strong><\/p>\n\n\n\n<p>NPS provides multiple tax benefits under different sections, making it one of the best tools for saving taxes in India.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Low Cost Investment<\/strong><\/p>\n\n\n\n<p>Compared to many investment options, NPS has very low charges, which helps in better returns over time.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Market-Linked Returns<\/strong><\/p>\n\n\n\n<p>Since NPS invests partly in equity, it offers better returns than traditional savings options like fixed deposits.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Retirement Security<\/strong><\/p>\n\n\n\n<p>NPS ensures that you have:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A lump sum amount<\/li>\n\n\n\n<li>A steady monthly pension<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NPS and Stock Market \u2013 A Perfect Combination<\/strong><\/h2>\n\n\n\n<p>Many beginners get confused between NPS and stock market investment.<\/p>\n\n\n\n<p>But the truth is:<\/p>\n\n\n\n<p>You should not choose one. You should use both.<\/p>\n\n\n\n<p>Stock market trading helps you generate active income.<\/p>\n\n\n\n<p>NPS helps you build long-term security.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Smart Strategy:<\/strong><\/p>\n\n\n\n<p>Learn trading from a <strong><em><a href=\"https:\/\/stockmarketvidya.com\/share-market-training-contact-stockmarketvidya-com-contact.php\">share market institute in Nagpur<\/a><\/em><\/strong>, start earning, and then invest a portion of your income in NPS.<\/p>\n\n\n\n<p>This way, you create both growth and safety.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Importance of Trading Psychology in Long-Term Investment<\/strong><\/h2>\n\n\n\n<p>NPS investment also requires discipline and patience.<\/p>\n\n\n\n<p>The same mindset is required in trading:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Control emotions<\/li>\n\n\n\n<li>Avoid impulsive decisions<\/li>\n\n\n\n<li>Stay consistent<\/li>\n<\/ul>\n\n\n\n<p>This is why professional training is important.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Choose Stock Market Vidya Nagpur?<\/strong><\/h2>\n\n\n\n<p>If you are searching for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>best trading institute in Nagpur<\/strong><\/li>\n\n\n\n<li><strong>where to learn stock market trading in Nagpur<\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/stockmarketvidya.com\/complete-course-on-share-market-in-hindi.php\">best share market course for beginners in Nagpur<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<p>Then <strong><em><a href=\"https:\/\/stockmarketvidya.com\/share-market-training-contact-stockmarketvidya-com-contact.php\">Stock Market Vidya Nagpur<\/a><\/em><\/strong> is one of the most trusted options.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>About Stock Market Vidya<\/strong><\/p>\n\n\n\n<p>Stock Market Vidya is a leading <strong><em><a href=\"https:\/\/www.google.com\/maps\/place\/Share+Market+Training+Institute+%7C+Stock+Market+Vidya\/@21.0887097,79.0657165,17z\/data=!3m1!4b1!4m6!3m5!1s0x3bd4bf0827ae94e3:0x77910360037bcbc0!8m2!3d21.0887097!4d79.0657165!16s%2Fg%2F1td8xl07?entry=ttu&amp;g_ep=EgoyMDI2MDIxNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">share market institute in Nagpur<\/a><\/em><\/strong> that focuses on practical learning.<\/p>\n\n\n\n<p>Their goal is to help students understand the market in a simple and effective way.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>About Mr. Prashant Sarode (NISM\/NSE Certified Trainer)<\/strong><\/h3>\n\n\n\n<p><strong><em><a href=\"https:\/\/stockmarketvidya.com\/blogs\/the-real-value-of-learning-under-expert-trainers-like-mr-prashant-sarode-building-a-strong-foundation-for-stock-market-success\/\">Mr. Prashant Sarode is a well-known stock market trainer<\/a><\/em><\/strong> with NISM\/NSE certification.<\/p>\n\n\n\n<p>He has strong expertise in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Technical analysis<\/li>\n\n\n\n<li>Trading psychology<\/li>\n\n\n\n<li>Risk management<\/li>\n\n\n\n<li>Options trading<\/li>\n<\/ul>\n\n\n\n<p>His teaching style is very practical and easy to understand, especially for beginners.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What You Learn in Stock Market Vidya Classes<\/strong><\/h2>\n\n\n\n<p>When you join <strong><em><a href=\"https:\/\/www.google.com\/maps\/place\/Share+Market+Training+Institute+%7C+Stock+Market+Vidya\/@21.0887097,79.0657165,17z\/data=!3m1!4b1!4m6!3m5!1s0x3bd4bf0827ae94e3:0x77910360037bcbc0!8m2!3d21.0887097!4d79.0657165!16s%2Fg%2F1td8xl07?entry=ttu&amp;g_ep=EgoyMDI2MDIxNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">Stock Market Vidya share market classes<\/a><\/em><\/strong>, you get complete knowledge of the stock market.<\/p>\n\n\n\n<p>You start from the basics and gradually move to advanced concepts.<\/p>\n\n\n\n<p>You also get real market exposure, where you learn how trading actually works.<\/p>\n\n\n\n<p>The training focuses on practical learning, not just theory.<\/p>\n\n\n\n<p>You also learn how to manage risk, which is the most important skill for any trader.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Location Advantage for Nagpur Students<\/strong><\/p>\n\n\n\n<p>If you are looking for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>trading classes near Wardha Road Nagpur<\/strong><\/li>\n\n\n\n<li><strong>stock market classes near Sonegaon (Khamla) Nagpur<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Stock Market Vidya is easily accessible and convenient for students across the city.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Beginners Should Learn Before Investing<\/strong><\/h2>\n\n\n\n<p>Many people directly enter the stock market without learning and face losses.<\/p>\n\n\n\n<p>Instead, follow this simple approach:<\/p>\n\n\n\n<p>First, learn the basics.<\/p>\n\n\n\n<p>Then, understand practical trading.<\/p>\n\n\n\n<p>After that, start investing with proper knowledge.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Best Financial Plan for Beginners<\/strong><\/p>\n\n\n\n<p>A smart financial plan should include both active income and long-term investment.<\/p>\n\n\n\n<p>First, join a <strong>stock market course with practical training<\/strong>.<\/p>\n\n\n\n<p>Second, start earning through trading.<\/p>\n\n\n\n<p>Third, invest a portion of your income in NPS.<\/p>\n\n\n\n<p>Fourth, stay consistent and disciplined.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Real-Life Example<\/strong><\/p>\n\n\n\n<p>A student from Nagpur joined Stock Market Vidya.<\/p>\n\n\n\n<p>He learned trading step by step and started earning monthly income.<\/p>\n\n\n\n<p>At the same time, he invested a small amount regularly in NPS.<\/p>\n\n\n\n<p>After a few years, he had:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regular trading income<\/li>\n\n\n\n<li>A growing retirement fund<\/li>\n<\/ul>\n\n\n\n<p>This is how smart investors plan their future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Mistakes to Avoid in NPS<\/strong><\/h2>\n\n\n\n<p>One common mistake is starting late. The earlier you start, the better your returns.<\/p>\n\n\n\n<p>Another mistake is irregular investment. Consistency is very important.<\/p>\n\n\n\n<p>Some people also ignore equity allocation, which reduces long-term growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who Should Invest in NPS?<\/strong><\/h2>\n\n\n\n<p>NPS is suitable for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Salaried employees<\/li>\n\n\n\n<li>Traders and investors<\/li>\n\n\n\n<li>Business owners<\/li>\n\n\n\n<li>Beginners learning stock market<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Quick Answers<\/strong><\/h3>\n\n\n\n<p>What is NPS in simple words?<br>NPS is a retirement plan where you invest regularly and receive pension after retirement.<\/p>\n\n\n\n<p>Is NPS safe?<br>Yes, it is regulated by the government and is considered safe.<\/p>\n\n\n\n<p>Can traders invest in NPS?<br>Yes, traders should invest in NPS to secure their financial future.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Final Thoughts<\/strong><\/h3>\n\n\n\n<p>In today\u2019s world, depending only on one source of income is risky.<\/p>\n\n\n\n<p>You need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Active income from trading<\/li>\n\n\n\n<li>Long-term security from investment<\/li>\n<\/ul>\n\n\n\n<p>NPS gives you stability, while the stock market gives you growth.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Start Your Learning Journey Today<\/strong><\/h2>\n\n\n\n<p>When both are combined, you create a strong financial future.<\/p>\n\n\n\n<p>If you want to learn trading in a practical way and build a strong financial future, connect with:<\/p>\n\n\n\n<p><strong>Stock Market Vidya Nagpur<\/strong><br>Run by <strong><a href=\"https:\/\/stockmarketvidya.com\/blogs\/the-real-value-of-learning-under-expert-trainers-like-mr-prashant-sarode-building-a-strong-foundation-for-stock-market-success\/\">Mr. Prashant Sarode (NISM\/NSE Certified Trainer)<\/a><\/strong><\/p>\n\n\n\n<p>Website: <a href=\"http:\/\/www.stockmarketvidya.com\/\">www.stockmarketvidya.com<\/a><br>Mobile: 9822718163 \/ 8421893845<\/p>\n\n\n\n<p>If you are searching for the <strong><em><a href=\"https:\/\/www.google.com\/maps\/place\/Share+Market+Training+Institute+%7C+Stock+Market+Vidya\/@21.0887097,79.0657165,17z\/data=!3m1!4b1!4m6!3m5!1s0x3bd4bf0827ae94e3:0x77910360037bcbc0!8m2!3d21.0887097!4d79.0657165!16s%2Fg%2F1td8xl07?entry=ttu&amp;g_ep=EgoyMDI2MDIxNy4wIKXMDSoASAFQAw%3D%3D\" target=\"_blank\" rel=\"noopener\">best institute to learn trading in Nagpur<\/a><\/em><\/strong>, this is the right place to begin your journey.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions (FAQs) \u2013 NPS National Pension Scheme<\/strong><\/h2>\n\n\n\n<p class=\"has-medium-font-size\"><strong>1. What is NPS in simple terms?<\/strong><\/p>\n\n\n\n<p>NPS (National Pension Scheme) is a government-backed retirement plan where you invest regularly during your working years and receive a pension after retirement.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>2. Who can invest in NPS?<\/strong><\/p>\n\n\n\n<p>Any Indian citizen between 18 to 70 years can invest in NPS, including salaried employees, self-employed individuals, traders, and business owners.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>3. Is NPS safe for investment?<\/strong><\/p>\n\n\n\n<p>Yes, NPS is considered a safe investment because it is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). However, returns may vary as it is partly linked to the market.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>4. What is the minimum investment in NPS?<\/strong><\/p>\n\n\n\n<p>The minimum contribution for opening an NPS Tier 1 account is usually \u20b9500, and you need to invest at least \u20b91,000 per year to keep the account active.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>5. What is the difference between Tier 1 and Tier 2 NPS accounts?<\/strong><\/p>\n\n\n\n<p>Tier 1 is a retirement account with a lock-in period and tax benefits, while Tier 2 is a flexible account where you can withdraw money anytime but with fewer tax benefits.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>6. How does NPS generate returns?<\/strong><\/p>\n\n\n\n<p>NPS invests your money in equity, corporate bonds, and government securities. Returns are generated based on market performance and long-term growth.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>7. Can I withdraw money from NPS before retirement?<\/strong><\/p>\n\n\n\n<p>Yes, partial withdrawals are allowed under certain conditions like education, marriage, or medical emergencies. Full withdrawal is generally allowed at retirement age.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>8. What happens to my NPS account after retirement?<\/strong><\/p>\n\n\n\n<p>At the age of 60, you can withdraw a portion of your corpus, and the remaining amount is used to provide you with a regular monthly pension.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>9. Does NPS provide tax benefits?<\/strong><\/p>\n\n\n\n<p>Yes, NPS offers tax benefits under Section 80C and an additional deduction under Section 80CCD(1B), making it a powerful tax-saving option.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>10. Can traders and stock market investors invest in NPS?<\/strong><\/p>\n\n\n\n<p>Yes, traders and investors should invest in NPS to create long-term financial security alongside their trading income.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>11. Is NPS better than fixed deposit (FD)?<\/strong><\/p>\n\n\n\n<p>NPS generally offers higher returns than fixed deposits because it includes equity investment, but it also comes with some market risk.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>12. How to open an NPS account in India?<\/strong><\/p>\n\n\n\n<p>You can open an NPS account online through banks, financial institutions, or official portals using your PAN, Aadhaar, and bank details.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>13. Can I change my investment allocation in NPS?<\/strong><\/p>\n\n\n\n<p>Yes, NPS allows you to change your asset allocation and fund manager a limited number of times in a year.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>14. What is the ideal age to start investing in NPS?<\/strong><\/p>\n\n\n\n<p>The earlier you start, the better. Starting in your 20s or early 30s helps you benefit more from compounding.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>15. How does NPS help in financial planning for traders?<\/strong><\/p>\n\n\n\n<p> NPS provides long-term stability and retirement income, which balances the uncertainty of trading income. It helps traders maintain financial discipline and security.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today\u2019s fast-changing financial world, many people are focused on earning money through stock market trading, options trading, and intraday strategies. But one important question is often ignored: &#x1f449; \u201cWhat&hellip;<\/p>\n","protected":false},"author":1,"featured_media":815,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,1],"tags":[795,791,797,793,792,794,796],"class_list":["post-813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-share-market-course","category-share-market","tag-long-term-investment-plans","tag-national-pension-scheme","tag-passive-income-after-retirement","tag-pension-scheme-india","tag-retirement-planning-india","tag-tax-saving-investment-india","tag-wealth-creation-strategy"],"featured_image_url":{"thumbnail":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme-150x150.jpg","medium":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme-300x225.jpg","medium_large":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme.jpg","large":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme.jpg","1536x1536":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme.jpg","2048x2048":"https:\/\/stockmarketvidya.com\/blogs\/wp-content\/uploads\/2026\/04\/nps-national-pension-scheme.jpg"},"post_author":"Share Market Blog","assigned_categories":"Share Market Course, Share Market","_links":{"self":[{"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/posts\/813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/comments?post=813"}],"version-history":[{"count":1,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/posts\/813\/revisions"}],"predecessor-version":[{"id":814,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/posts\/813\/revisions\/814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/media\/815"}],"wp:attachment":[{"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/media?parent=813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/categories?post=813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stockmarketvidya.com\/blogs\/wp-json\/wp\/v2\/tags?post=813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}